Request the coverage end date
Ask HR or the insurer whether cover ends on the last working day, contract end date, visa cancellation or another date under the policy.
Download policy information
Save the insurance card, policy number, network, approvals and claim contacts before company access ends.
Plan the next coverage
A new employer, family sponsor or individual policy may provide the next cover. Avoid assuming the new policy begins immediately.
Manage ongoing treatment
Check authorisations, prescriptions, maternity or chronic-care arrangements and whether treatment must be completed before cover ends.
Questions to ask HR or payroll
- What exact date does coverage end?
- Can I obtain a certificate of insurance?
- When does new coverage begin?
- Are current approvals still valid?
- What happens to pending claims?
Frequently asked questions
Does health insurance continue through the visa grace period?
Not automatically. Insurance coverage is governed by the policy and local requirements, not simply the immigration grace period.
Is health insurance paid in final settlement?
Usually it is a coverage issue rather than a cash settlement line, unless the contract or arrangement creates a specific payment.
Who can confirm the end date?
Ask both HR and the insurer or administrator and keep the written response.
Official sources used
Rules can change and facts can be disputed. Review the source that applies to your jurisdiction and current circumstances.