Check your UAE final settlement before you sign

Know what should be in the settlement—and what evidence supports it.

Audit the employer statement, calculate the main components under federal, ADGM or DIFC rules, check the payment timeline, and keep every number tied to an official source and an original record.

Federal, ADGM and DIFC kept separateOfficial-source links and rule datesBrowser-side calculations
Start with what you have

Employer statement? Audit it line by line. No statement yet? Build your own estimate. Something unpaid? Check the deadline and complaint route.

Reviewed

13 August 2026

Rule set

UAE employment rules 2026.5

Important

A calculator difference is a question to investigate, not a legal verdict.

What are you trying to check?

Start from the situation, not from a legal category.

The fastest route is the one that matches what happened at work and what document you already have.

Three different calculation systems

Do not use one UAE formula everywhere.

Federal / MOHRE

Traditional gratuity or federal Savings Scheme

For ordinary private-sector employment governed by the federal framework. Includes separate full-time, part-time and Savings Scheme paths.

Federal settlement
ADGM

365-day gratuity rate + 50% Basic Wage floor

ADGM has its own wage definitions, vacation Daily Wage method and 21-calendar-day termination-payment rule.

ADGM settlement
DIFC

Daily Wage + qualifying schemes

DIFC uses its own Daily Wage definition, a 14-day termination-payment rule and DEWS/other qualifying-scheme contribution framework.

DIFC settlement
Focused calculators

Check one pay question without completing the full planner.

Evidence and next steps

Use the number to ask better questions.

Latest reviews

Meaningful rule and calculator updates.

Clear answers

Frequently asked questions

Is FinalPay UAE an official government service?

No. It is an independent educational toolkit that maps official UAE, MOHRE, ADGM and DIFC sources into transparent calculations and evidence checks.

What should I use if HR already gave me a settlement statement?

Start with the Settlement Statement Checker. It compares each employer line with a transparent estimate and shows differences to investigate rather than declaring an automatic underpayment.

Are federal, ADGM and DIFC calculations the same?

No. They have different wage definitions, daily-rate methods, savings-scheme rules and payment timelines. Use the jurisdiction finder if you are unsure.

Are my salary inputs uploaded?

The calculators are designed to process inputs in the browser. Do not paste identity numbers, bank credentials or other unnecessary personal data.