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Source-backed UAE employment tool

Check expected DIFC DEWS employer contributions

Compare expected employer contributions with the figure shown on your statement without pretending to predict investment performance.

Official sources reviewed: 28 July 2026Separate federal, ADGM and DIFC calculation paths
Step 1

Which rules apply to your employment?

Your employer’s legal registration matters more than the city where you work.

Government employees, domestic workers, pension-enrolled UAE/GCC nationals and unsupported free-zone cases need a different review. Not sure which path applies?

Confirm DIFC and qualifying-scheme coverage

Use this path when the employer is registered in DIFC and the employee is covered by DEWS or another qualifying scheme. Do not select it for an unrelated Dubai free zone.

What the checker estimates

The expected employer contribution is 5.83% of monthly basic wage for the first five years of service and 8.33% thereafter, using the applicable qualifying-scheme commencement date.

What it does not estimate

The checker does not predict fund returns, current account value, voluntary employee contributions, withdrawals or fees.

Compare payroll with the contribution statement

Review monthly basic wage, salary changes, missing months and the date the higher service band begins. A difference in account value is not automatically a missing contribution.

Keep pre-DEWS service separate

Employment before the qualifying-scheme commencement date may leave a separate accrued entitlement. Reconcile that amount with the employer's records rather than blending it into later contributions.

Source-backed calculation

Calculations are tied to the selected jurisdiction and show their assumptions. They do not replace review of your contract, statement or legal advice.

Review official sources
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Understand the calculation

Clear answers

Frequently asked questions

Is DEWS the same as UAE gratuity?

No. DEWS is a funded qualifying-scheme account, while traditional gratuity is an employer-paid formula.

What contribution rates does the checker use?

It estimates 5.83% of monthly basic wage for the first five years of service and 8.33% for additional service under the DIFC qualifying-scheme rules.

Can the calculator predict my account value?

No. Investment returns, losses, fees, voluntary contributions and withdrawals require the actual provider statement.

How is service before February 2020 treated?

Pre-DEWS accrued entitlement may remain a separate preserved amount and should be checked against employer records and DIFC rules.