For full-time beneficiaries, the federal Savings Scheme uses employer basic subscriptions of 5.83% of monthly basic salary below five years of service and 8.33% after five years; other work patterns can be scaled by working hours.
Expected employer basic subscriptions and comparison with a statement
It does not decideInvestment returns, fund value and pre-enrolment gratuity
Enter only the facts this calculation needs.
Inputs remain in your browser. Save the result beside original payroll records rather than treating it as a certificate.
This checks employer basic subscriptions only. It does not predict investment returns, current fund value, voluntary employee contributions or whether every month was legally in scope.
Formula used
Basic subscriptions = monthly basic salary × applicable rate × months × working-hours ratio.
Assumptions to verify
- The employee was actually enrolled in the federal Savings Scheme for the entered months.
- The basic salary used for each period did not change, unless the user runs separate periods.
- The working-hours ratio matches the employment arrangement.
What this result does not prove
- Investment returns, fees or current fund value.
- Pre-enrolment traditional gratuity.
- Voluntary employee contributions.
Keep the pre-enrolment period separate
When an employer enrols a worker, traditional gratuity accrued before enrolment is a separate question. Do not blend that amount into later fund contributions.
Official sources
Check the current official text, your contract, actual dates and records. Where facts are disputed, use the relevant authority or a qualified UAE professional.
Review official sourcesReconcile expected subscriptions with the fund and payroll records